If this is your first visit to this website hello! If you are a returning client welcome back! This site is dedicated to all of my clients, friends and family who have helped me to achieve so many things, I thank you all. There are many choices that buyers, sellers, tenants, investors, families, owners and people all have to make in any market but one of the easiest choices you can make is to pick me and my team to be your adviser. Whether it is for Real Estate, Mortgages, Property Management, Health or Life Insurance needs, Annuities or retirement and college planning, on behalf of myself and of course my teams of associates, welcome to my website, I am ready to work for you and best serve your needs. Please also let me know if and how we can improve our services for you or if they have served you well.

One special feature and new service my team now offers for clients is residential and commercial lending, I am a mortgage consultant with L&G Mortgage Bank. FHA, VA & conventional money is available to you! We can do loans for you into the millions for residential or commercial. I can save you thousands of dollars in the process for sure. Be sure to ask me about available new loan programs and what a free 15 minute credit OR mortgage analysis can do for you. It is a free service and does not effect or lower your credit score! Before you commit to any loan program for a new or resale purchase or just a refinance to a new lower rate or to cash out some money shop it through me and be sure! Please feel free to call my office to ask any questions or leave any comments you may have.

I have more Exciting new services now available to all clients. I now provide Individual or group, business & personal life and health insurance coverage, college planning, retirement services, annuity accounts & estate planning services. These new services are from the powerhouse players in the industry such as United Health-care aka: Banner Health, Assurant Health, Starmark, Significa, Blue Cross Blue Shield, the money management providers available are ING Financial, AVIVA &World Reserve Life.

Do you know what an HSA account can do for your family, did you know as a family you could deposit up to $5800 tax deferred dollars per year to your account that you manage? You can use it for medical expenses or anything you want, (non-medical purchases carry a ten percent surrender penalty and are subject to income taxation.) Are you paying too much for medical insurance or have none at all? In ten minutes or less you can get a quote and find out.

Lastly the greatest compliment I get is when I get a phone call or an E-mail from that someone in your work, a friend or a colleague that you knew I could help and you sent them my way. To you I say a very special Thank You and I hope to see you all and say so in person in the very near future. Best Regards to all!

 



Shane M. Higginbotham, GRI PLLC
John Hall & Associates
602-953-4000
480-818-7978
Fax: 602-522-0598